Investment Properties in Lane County

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Lately, I’ve been working with a lot of investors. Often, I’m asked about how much our market improved in the past two years, and likewise, if foreclosures and short sales will decrease. That’s not the case!

There are some awesome opportunities and deals to take advantage of out there. These properties, such as rentals, make great investments, and are available up to $50,000 below market value right now. Once tenants move in, you can make a nice profit without much effort.

If you have any questions about investments or more, give me a call or send me an email today! I’d be happy to serve your real estate needs.

Click here to learn more about short sales

Lane County Borrowing Tips

Selling your Lane County Home? Get a free home value report

Buying a Lane County Home? Search all homes for sale

Is there a difference between having no credit and having bad credit? Many people are unaware, but there is a significant difference between the two.

When you have bad credit, it's likely because you stopped making mortgage, credit card, or car payments at some point. When you haven't made a payment, you begin to get derogatories (30 days late, 60 days late, 90 days late, etc.). You also may have had a bankruptcy in the past, which will negatively affect your credit.

If you have failed to make payments, or if your credit is just bad, it will take some time to improve your score. The longer you get away from your last negative derogatory, the better your credit will become. In other words, if you start making payments regularly, you can get your credit back on track.

If you have no credit, it means you need to apply for some and start making payments on time. This is a better situation than having bad credit because you can earn good credit much faster than you can recuperate it!

If you have any questions about this topic, or if you need real estate assistance of any kind, don't hesitate to reach out to us. We would love to hear from you!

The Best Time to Put Your Home on the Market

Selling your Lane County Home? Get a free home value report
Buying a Lane County Home? Search all homes for sale

A lot of people believe that the springtime is the best time to put your home on the market. I would tend to disagree with this notion, because I believe anytime is a good time to sell your home.

Because of this, the importance of pricing your home properly cannot be understated. Timing is not as important compared to pricing, because whenever you price your home properly, you have a good chance to sell it for top dollar.

It's true that we sell a lot of homes in the spring and summer, but we also sell a lot of homes in late fall and early winter. There is always something happening in the real estate market. However, the only time when the market is truly slow is from Thanksgiving up until New Years. The holiday season is definitely not a time to list your home, but it would be a good time to prepare it for sale.

If you have any real estate needs, please don't hesitate to give me a call. I hope this information has been helpful!

What Do Recent Changes in The Lane County Market Mean for You?

The Lane County real estate market is diverse with both buyers and sellers alike seeking a variety of different properties. As a prospective seller, you can find out the market value of your property with a free home value report right here, or if you're looking to purchase in the Lane County area click here for full MLS access. Always feel free to reach out to us for any questions regarding the current market conditions, or the value of your property at  541-767-7653

What are conditions looking like in the early days of 2015 here in Lane County? Today, we'll discuss just that.

There are a lot of affordable options out there if you've been thinking about entering the market. Interest rates are likely to remain low for the duration of 2015, and Fannie and Freddie have recently announced a 3% down conventional loan product, which will make it easier for people with limited cash on hand to purchase a home. Additionally, the mortgage insurance for this new product will be lower than on an FHA loan.

A lender friend of mine recently shared the news that the USDA loan review period has been shortened. Instead of having to wait the original 35 business days, you now only have to wait 5-7  business days. This means, as a consumer, that instead of entering the escrow period of roughly 90 days, the timeline from contract to close will only last 30 days. This is a welcome change for home sellers who don't want to wait 90 days to sell their house! 

Thanks, so much for joining us today! If you have any questions about the topics covered today, or would like real estate assistance of any kind, don't hesitate to give us a call or shoot us a quick email. We would love to hear from you!